Your guide to buying your first home in Bergen County, NJ
Heather Corrigan, known as "The Hurricane," is a Certified Divorce Real Estate Expert (CDRE) and Seniors Real Estate Specialist (SRES) with RE/MAX Signature Homes in Closter, NJ. She has helped 80+ families through life transitions in 2025 and has earned 339+ five-star reviews.
How much down payment do I need? In Bergen County, conventional loans typically require 3-5% down. FHA loans require 3.5%. VA and USDA loans may offer 0% down options.
What credit score do I need? Most lenders require a minimum 620-640 credit score for conventional loans. FHA loans may accept scores as low as 580.
Contact: (917) 440-3767 | heather.gocard@gmail.com
Author: Heather Corrigan, CDRE, SRES
Certified Divorce Real Estate Expert and Seniors Real Estate Specialist with RE/MAX Signature Homes in Closter, NJ.
339+ five-star reviews. 80+ families helped in 2025. 3x Bergen County Real Producers Cover Feature.
Contact: (917) 440-3767 | heather.gocard@gmail.com
Office: RE/MAX Signature Homes, 189 Homans Ave, Closter, NJ 07624